PERSONAL INFORMATION In order to maintain the efficiency of our services and products related to Astrology, Numerology, Fengshui, Tarot Card Reading and other related sciences,www.premastrologer.commay collect some personal information, including phone number, email address or birth details from its users. This information is only collected to provide its users the required information by them with relevance to their astrology related queries. We also automatically track certain information based upon your behavior on the Site and use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve users in general. You agree that www.premastrologer.commay use your personal information to contact you and deliver information to you that, in some cases, is targeted to your interests or provides administrative notices or communications applicable to your use of the Site. By accepting this Privacy Policy, you expressly agree to receive this information. If you do not wish to receive these communications, we encourage you to opt out of any further receipt by following the opt out provisions provided in each such communication. We do not sell our users' personal information to anyone for any reason if the user has indicated a desire for us to keep the information private. When placing an order for an astrology service, our users decide for themselves how much contact information they wish to display. CREDIT CARD SECURITY www.premastrologer.comemploys encryption for secure credit card transactions through ccavenue payment gateway. In case of any fraudulent transactions etc; please reach the ccavenue customer care as well as write to us at psharma@premastrologer.com immediately in case there has been an order placed in your name and has been charged through ccavenue appearing the billing in the name of www.premastrologer.com – which has not been done by you; so that appropriate action can be taken. WHAT YOU SHOULD KNOW www.premastrologer.comcannot 100% ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private. As a user of the Site, you understand and agree that you assume all responsibility and risk for your use of the Site, the internet generally, and the documents you post or access and for your conduct on and off the Site. Whenever you place an order on www.premastrologer.com for a telephonic consultation; please be sure that it is the client/user who would need to call the numbers provided for consultation. Premastrologer.com holds no responsibility to continually check your availability or call you back in order to complete or process your order. The client would need to coordinate with the support staff at psharma@premastrologer.comto fix or set up a telephonic appointment and also would need to call up themselves at the time agreed and scheduled. Once the appointment has been set up whether telephonically or for face to face discussion; the rescheduling of an appointment can only take place on mutual agreement. If there is a reschedule from the client’s end; it has to be minimum 6 hours before the appointment. Any information provided to reschedule the appointment less than 6 hours from the scheduled time will lead to cancellation of the order. There will purely be no re-consideration to arrange for a new appointment timing in case the client does not call up at the number provided at the said time – it will clearly be pronounced "CANCELLED” and the client should not seek a "REFUND”. The client should respect the fact that you agree to the Terms & Conditions before placing and completing your order form and REFUND in no shape will be possible from www.premastrologer.com. Order once placed does not imply to be interchanged against any other service unless owners of www.premastrologer.comagree to it. In case of change of mind from the client’s end against the order placed at www.premastrologer.com; there shall be no refund or return in any case. The amount paid at www.premastrologer.comwill remain with the owners of the website and remittance or refund of any sort cannot be redeemed by the client at any time. The user/client placing an order on www.premastrologer.com cannot claim to sue or proceed against any legal proceedings in any case for not being satisfied with any service or product bought at www.premastrologer.com. The user/client should respect the fact that you have read the terms and conditions respectively before placing an order on our website www.premastrologer.com. You also agree to the fact that any prediction or other message that you receive is not a substitute for advice, programs, or treatment that you would normally receive from a licensed professional such as a lawyer, doctor, psychiatrist, or financial advisor. Accordingly, www.premastrologer.com provides no guarantees, implied warranties, or assurances of any kind, and will not be responsible for any interpretation made or use by the recipient of the information and data mentioned above. Dr Prem Kumar Sharma, owner of www.premastrologer.com shall not be held responsible for the inaccuracies, if any, in predictions. Any inadvertent reference to an individual, caste, creed or religion may be excused. In case, of the client not being happy with the services or any experiences with www.premastrologer.com; he/she should not write or post things in public (online or offline) against our website or Dr Prem Kumar Sharma. Let’s respect each other’s sentiments. In case of its breach – www.premastrologer.com also has the complete right to file a defamation suit against the client and may also ask for a public apology. You agree that your use of the website www.premastrologer.com services is at your sole risk Please note that this contract strictly limits our liability and www.premastrologer.com does not provide warranties for the service. The contract also limits your remedies as well. Astrology is an evolving body of knowledge, with experiences and original research being contributed by astrologers from around the world. Any data, interpretation, prediction or information in any form received through www.premastrologer.com should not be treated as substitute for advice or treatment you would normally receive from medical professionals, financial advisors, legal consultants and other such licensed services. www.premastrologer.com and its subsidiaries, affiliates, officers, employees, agents, partners and licensors expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Astrological counselling offered through www.premastrologer.com is based on cumulative or individual knowledge, experience and interpretations of astrologer and as such it may wary from one astrologer to another. Astrologers on the panel of www.premastrologer.com may from time to time make recommendations of using mantras, yantras, gemstones or other astrological remedies to be used by you. Such recommendations are being made in good faith by the astrologers and www.premastrologer.com and its subsidiaries, affiliates, officers, employees, agents, partners and licensors make no warranty that (i) the service will meet your requirements; (ii) the service will be uninterrupted, timely, secure or error-free; (iii) the results that may be obtained from the use of the service will be accurate or reliable; (iv) the quality of any products, services, information or other material purchased or obtained by you through the service will meet your expectations; and (v) any errors in the software will be corrected. Any material downloaded or otherwise obtained through the use of the service is accessed at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. Free Consent You state that the very fact that you are visiting / have visited the www.premastrologer.com is a complete unqualified acceptance of yours relating to various terms and conditions detailed in the website as also in the Terms & Conditions section on this website. You fully declare and undertake with a sound mind without any undue force, pressure, influence or coercion on you, that you shall be fully bound by the terms of the website as also by the terms of the disclaimer.